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  • 05 November 2024

    Open the door to money talk, this Talk Money Week

    It’s Talk Money Week (TMW), an opportunity to have more open conversations about money.


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  • 31 October 2024

    Autumn Budget 2024

    On 30 October the Chancellor of the Exchequer, Rachel Reeves, delivered the government’s Autumn Budget for 2024.


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  • 08 October 2024

    Pension Trustee Election Results

    Chris Dooley has been unopposed during this year’s trustee nomination process and will be formally reappointed as Member Nominated Trustee.


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  • 01 October 2024

    Dates for your diary this Autumn

    A number of pension-related campaigns are taking place this autumn with the aim to encourage pension savers to take care of their retirement income.


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  • 06 September 2024

    It is pension engagement season

    Pension Engagement Season is back for 2024 with more useful content, pension problem-solving and handy tips to help you get behind the driving seat of your pension.


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  • 30 August 2024

    Check if you are eligible for Pension Credit

    Thousands of people who may be entitled to a benefit of around £3,900 don’t claim it. Could this be you?


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  • 19 August 2024

    5 questions to ask a financial adviser

    If you decide to speak to a financial adviser, it’s important you choose one that’s right for you.


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  • 16 August 2024

    Pensions Trustee election

    We'll be holding an election to fill a vacancy we currently have on our Trustee Board.


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  • 04 July 2024

    Take 5 minutes to protect your family's future

    Complete an Expression of Wish and make your wishes known to the Trustee.


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  • 03 June 2024

    Talking money matters with children and young people

    Research shows children’s attitudes about money are well developed by age 7. So, it’s never too early to start building their understanding of and confidence in financial matters.


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  • 01 May 2024

    Life re-starts at retirement

    We’ve pulled together our top tips to help ease recent retirees into life after work and enrich their experiences.


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  • 04 April 2024

    Changes to tax limits and how they affect you

    The Lifetime Allowance (LTA) will end in April 2024 and will be replaced by new allowances.


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  • 22 March 2024

    Boosting your pension with Additional Voluntary Contributions

    You can pay extra towards your ENW pension, tax free, with Additional Voluntary Contributions.


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  • 18 March 2024

    2024 increase for ESPS section pensioner members

    The level of pension increase to apply to any RPI linked element of your ESPS pension will this year be capped at 5% and is payable with effect from 1st April 2024.


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  • 07 March 2024

    Your pension updates from the Spring Budget 2024

    On 6 March the Chancellor of the Exchequer, Jeremy Hunt, delivered the government’s Spring Budget 2024. So, what does it mean for pensions?


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  • 05 March 2024

    Maximise your pension saving before the 2023-24 tax year ends

    The tax year is ending soon. Here’s why you might want to save more into your pension before the tax year is up.


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  • 22 February 2024

    Cost of retirement up by thousands

    New figures show that the cost of retirement has risen by up to £9,100 a year, depending on the type of lifestyle you want when you stop work.


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  • 22 February 2024

    Scams are on the increase - keep your guard up!

    Pension savers have lost a total of £26.4 million to pension scams in the past few years.


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  • 02 February 2024

    Make sure your loved ones are provided for

    Have you thought about what will happen to your retirement savings if you die? It’s not the most cheerful topic, but it’s a relief to know that your loved ones are provided for.


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  • 08 January 2024

    Kick-start your financial fitness, this new year

    It can be easy to overspend in the festive season, but January is a great time to reassess your finances and savings.


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  • 28 November 2023

    Autumn Statement 2023

    The Autumn Budget included several possible changes that might impact pension saving in the future.


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  • 13 November 2023

    Tis the season to be cautious - stay safe from scams over the festive season

    With just over a month to go till Christmas, this may be one of the busiest times of the year for shoppers’ bank accounts.


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  • 06 November 2023

    If you could do one thing to boost your financial wellbeing, what would it be?

    One step, one simple action - sometimes that’s all it takes to kick start a journey to a more financially-aware and happier you.


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  • 30 October 2023

    Why you might hear from Lexis Nexis

    We sometimes need to contact members, to confirm that the information we hold for you is correct and up to date. To do this for our DB members, we work with the scheme administrator, Railpen, and global data company, LexisNexis Risk Solutions.


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  • 25 October 2023

    Finding a lost pension could transform your future

    One in 20 people have a lost pension and over 26.6 billion pounds are lost in misplaced pensions. Do you have a pension you’ve last track of?


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  • 09 October 2023

    Write or change your will for free in October 2023

    If you’re 55 or over you may be able to have a will drafted for you, or change your existing will if you already have one, free of charge.


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  • 25 September 2023

    Latest newsletter out now

    The latest edition of your member newsletter, Pension News, is available now.


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  • 21 September 2023

    Pay Your Pension Some Attention

    The Pay Your Pension Some Attention campaign is back for a second time, to help you get to grips with your pension.


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  • 06 September 2023

    Understanding pensions better, with Pension Awareness 2023

    The national Pension Awareness campaign is marking its 10th birthday, with a series of free, online events from 11-15 September 2023.


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  • 24 August 2023

    Transfer of the DC Section to the LifeSight master trust

    As part of a pension benefits review, and following employee consultation, the Company will be implementing a new pension arrangement with LifeSight.


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  • 09 August 2023

    Take a midlife MOT

    It’s never too late to take control of your finances, and your future.


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  • 26 July 2023

    Understanding the State Pension

    As the State Pension marks its 75th anniversary this month, we take the opportunity to provide an overview of the way this vital state benefit works.


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  • 04 May 2023

    Look after your successors with an Expression of Wish

    King Charles III will be crowned successor to the throne on Saturday 6 May, but have you thought about what your own ‘successors’ might get in the event of your death? An Expression of Wish could make a difference.


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  • 24 April 2023

    Spend or save your bonus?

    The bonus sacrifice scheme for 2023/24 is open from Monday 24 April to Sunday 14 May.


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  • 18 April 2023

    Tax relief and tax allowances explained

    Some useful information and explanations of tax relief and all tax limits following the start of the new financial year on 6 April and the announcements made as part of the Spring Budget on 15 March.


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  • 20 March 2023

    How the Spring Budget affects you and your pension

    The Spring Budget included several changes that could affect the tax some members pay on their pension savings.


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  • 08 March 2023

    Managing your pension has never been easier

    With an online pension account, you can now manage your pension, easily and securely, anytime, anywhere!


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  • 08 March 2023

    Free will writing initiative continues in 2023

    Free Wills Month is back this month offering those aged 55 and over the opportunity to have a will drafted or updated free of charge.


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  • 22 February 2023

    Power up your State Pension before the end of the tax year

    The new tax year is just around the corner but you still have a few weeks to get your finances in order before the current one is up.


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  • 13 February 2023

    Make the most of pension saving before the 2022/23 tax year is up

    The 2022/23 financial year is soon to come to an end meaning two things for pension savers. Now is not only a perfect time to make sure you are making the most out of your pensions tax benefits, it’s also a great chance to review your saving plan in general.


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  • 24 January 2023

    Is your retirement income on track?

    Costs for a basic standard of living in retirement have increased over the last year by almost 20% due to high inflation


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  • 23 January 2023

    Pensions Quality Mark renewal

    We are happy to confirm that The Electricity North West Group of the ESPS: DC Section of the Scheme has met the Pensions Quality Mark Plus (PQM) standards for the 11th year running.


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  • 16 January 2023

    New year, new job? Make the most out of your new pension

    With the new job comes a whole host of other new things you need to think about or at least be aware of. One of those things is your new pension plan.


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  • 16 January 2023

    Moving jobs? Stay connected with your old pension!

    Save yourself the hassle of having to hunt down old pensions by simply keeping track of them all as your career progresses.


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  • 05 December 2022

    Pensions and the Autumn Budget 2022

    An overview of the announcements made in the Autumn Budget and what they mean for pension savers.


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  • 05 December 2022

    Season's greetings and Helpline opening times

    Helpline opening hours over the festive period.


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  • 30 November 2022

    Member-Elected Trustee Directors Election

    We are pleased to announce we have filled the two Member-Elected Trustee Director vacancies.


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  • 15 November 2022

    Beware of pension scams over the festive period

    The hustle and bustle of Christmas and the busy festive period can provide perfect opportunity for fraudsters to do what they do best – part savers with their money.


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  • 04 November 2022

    Hargreaves Lansdown cost-of-living crisis webinar

    Hargreaves Lansdown (HL), our appointed Retirement Service provider for DC members of the pension scheme, ran some webinars in September to help navigate the cost-of-living crisis.


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  • 02 November 2022

    Time to talk money

    Talk Money Week – an annual public awareness campaign, run by the Money and Pensions Service, is to take place this month.


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  • 27 October 2022

    Member-Nominated Trustee Directors Election

    We contacted active and pensioner members recently asking for nominations for Member-Elected Trustee Directors. We have received four nominations for the two positions.


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  • 27 October 2022

    Reunite with an old or lost pension this October

    National Pension Tracing Day takes place on 30 October and aims to encourage pension savers to track down old or lost pension pots.


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  • 26 October 2022

    It's free wills month

    Free wills month is taking place this October for a second time this year. It allows those aged 55 and over to have a will drafted or updated free of charge.


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  • 17 October 2022

    Pay your pension some attention events to take place in October

    Pension Awareness Week events were originally scheduled to run in September but were postponed following the sad news of the passing of Her Majesty The Queen and the period of mourning that followed.


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  • 11 October 2022

    Important information for active DB Section members

    Following the issuing of this year’s Pension Savings Statements, the Trustee and Railpen are aware that many members have concerns regarding the Pension Input Amounts (PIAs) quoted.


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  • 08 September 2022

    Pay your pension some attention!

    Organisations from across the pensions industry are joining forces this autumn/winter to help you understand your pension and get your retirement plans on target.


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  • 01 September 2022

    Trustee election update

    A recording is now available from the recent trustee Q&A session, explaining more about what the trustee role involves.


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  • 19 August 2022

    Pensions trustee election

    If you are an active member or pensioner of the Scheme, you will shortly receive a communication setting out the election process to fill two member-elected Trustee Director vacancies.


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  • 19 July 2022

    A helping hand for your loved ones

    There are many great things about being part of the Electricity North West Group of the Electricity Supply Pension Scheme. One of them is the opportunity to have your say on who you’d like to receive a cash lump sum from your pension when you die.


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  • 05 July 2022

    Plan ahead with the new Lifestyle Calculator!

    Find out quickly and easily how much you should be saving for your pension.


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  • 20 June 2022

    Pensions Dashboards: bringing all your pensions together

    Pensions Dashboards is a project run by the government with the help of a number of key delivery partners.


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  • 20 June 2022

    Guidance on your retirement options

    If you’re aged 50 or over and request to transfer out or access any defined contribution benefits, you may need to get free guidance on your retirement options from Pension Wise.


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  • 11 April 2022

    The Tapered Annual Allowance and the three-year carry forward rule

    What is the ‘Tapered Annual Allowance’ and the 'three-year carry forward rule' and how could they affect me?


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  • 21 March 2022

    5 tips to help power up your pension before tax year end

    With the end of the financial year fast approaching, it's a good time to think about how to best utilise the opportunities you have to give your pension a boost.


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  • 21 February 2022

    Easy-read guides to the new state pension

    The Department for Work & Pensions (DWP) has created three handy, new online guides which explain all you need to know about the new State Pension.


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  • 16 November 2021

    Financial advice is for everyone

    Even someone who feels financially savvy can benefit from advice surrounding their pension.


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  • 16 November 2021

    10 questions to ask a financial adviser

    Looking for a good professional, financial adviser? Here’s how to choose the best one for your needs.


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  • 28 September 2021

    ESPS AGM date and details

    This year’s ESPS AGM will be held on Monday 22 November 2021, starting at 1pm.


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  • 28 September 2021

    Retirement Living Standards

    Can you picture your lifestyle in retirement?


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  • 28 September 2021

    Did you pay the small stamp?

    Married women who paid a lower rate of National Insurance (NI) contributions before 1977 (known as the “small stamp”) may be due a top-up to their State Pension.


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  • 28 September 2021

    The Normal Minimum Pension Age is increasing…

    The Government has confirmed that the Normal Minimum Pension Age will increase from age 55 to 57 from 6 April 2028.


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  • 27 September 2021

    RPMI has rebranded to Railpen

    The Scheme’s administrator, RPMI, has now rebranded to Railpen.


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  • 29 July 2021

    Don’t let criminals steal your retirement

    According to the FCA, scammers defrauded people out of more than £2million worth of pension savings so far this year.


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  • 08 June 2021

    New name for pensions support

    The Government-backed Money and Pensions Service (MaPS) is launching MoneyHelper.


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  • 07 June 2021

    Personal pension accounts for DB members are coming soon

    In the next few months, we’ll be upgrading the ENW Pension Scheme website to allow defined benefit (DB) members to log in to your pension account.


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  • 14 April 2021

    Your 2021-2022 pension tax allowances

    Your pension tax allowances for 2021 - 2022 and how this could affect you


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  • 31 March 2021

    We pledge to combat pension scams and protect savers

    Pension scammers wreck lives and anyone can become a victim. The pensions industry plays a vital role in protecting savers and helping fight pension scammers


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  • 15 March 2021

    Make sure your loved ones are provided for

    It's important to tell the Trustee who your beneficiaries are.


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  • 01 February 2021

    Pension news round-up

    A round-up of the latest developments that may affect your pension…


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  • 29 December 2020

    Pension resolutions

    As we embark on another new year, it’s the perfect time to take control of your pension and set yourself up for the future. Here’s a few tips on how to start:


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  • 26 November 2020

    Staying safe from scammers

    Pension scams have been on the rise during the Coronavirus crisis.


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  • 17 November 2020

    Member-Nominated Trustee Directors Election

    The Electricity North West Group of the Electricity Supply Pension Scheme (ESPS) recently held an election to fill two Member-Nominated Trustee Director vacancies.


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  • 14 September 2020

    Online access to pension records for DB members ... coming soon!

    You’ll soon be able to register for access to view details of your DB membership and pension record online.


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  • 04 September 2020

    Support for pension savers

    A new guide, “COVID-19 and your pension” has been published, to equip pension savers with the knowledge and support they need to make informed decisions about their pension.


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  • 27 August 2020

    Be extra vigilant of pension scams!

    With fraudsters trying to take advantage of the widespread anxiety caused by the Coronavirus (COVID-19) outbreak, it’s more important than even to protect your savings and make sure you don’t fall for a scam.


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  • 27 August 2020

    Are your retirement savings on track?

    You can probably picture the retirement you want – holidays, time with family and friends, a few improvements on the house, and a new car, maybe?


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  • 31 March 2020

    Budget 2020 update

    Following the general election, the new government’s first Budget took place on 11 March 2020.


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  • 05 September 2019

    Pensions dashboards

    Pensions dashboards were first announced in the 2016 Budget as a way to help people see information about all their pension savings in one place, including their State Pension.


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